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Ecobank Group has announced a profit before tax (PBT) of $657 million for the first nine months of 2025, underlining the banking giant’s resilience and sustained growth across its pan-African operations.
The financial report, released at the company’s headquarters in Lomé, Togo, shows that Ecobank’s diversified model continues to yield results despite economic headwinds, inflationary pressures, and currency fluctuations in several African markets. The result reflects a strong performance across the Group’s Corporate, Consumer, and Commercial Banking segments.
According to the statement, the bank’s revenue growth was driven by increased transaction volumes, digital adoption, and expansion of trade finance services across West and Central Africa. Net interest income remained steady, while non-interest revenue benefited from higher digital and payment service uptake.
Management credited the Group’s focus on cost discipline and asset quality improvements for the positive outcome. Operating expenses were effectively managed, contributing to a stronger cost-to-income ratio and improved profitability compared to the previous year.
Jeremy Awori, Ecobank Group CEO, said the results demonstrate the strength of Ecobank’s pan-African platform and its ability to deliver value to customers and shareholders even in a challenging environment. He emphasized that the Group’s continued investment in technology and risk management has been key to maintaining operational efficiency and competitiveness.
The Group also reported improvements in capital adequacy and liquidity ratios, positioning it for future expansion and sustainable growth. Its digital ecosystem, which connects over 35 African markets, remains a cornerstone of its long-term strategy.
Analysts see the results as a positive signal for Africa’s financial sector, noting that Ecobank’s integrated model and regional presence provide natural hedges against localized shocks. They also highlight the Group’s growing influence in shaping Africa’s digital finance landscape.
Looking ahead, Ecobank aims to build on its strong third-quarter momentum, focusing on enhancing customer experience, driving innovation, and deepening its presence in trade and payments. The Group remains optimistic about achieving its full-year targets despite persistent global and regional economic challenges.